Terms of Use


Any interest rate management strategy or program, including the strategy described herein, involves a high degree of risk. There is no guarantee that the objectives will be achieved. Past performance of any strategy is not necessarily indicative of future results and any strategy or transaction may fail and/or result in additional costs.

The information in this presentation was prepared by The CIRM and is believed by The CIRM to be reliable. To the extent that this presentation contains material obtained from third party sources, The CIRM believes such sources are reliable but does not and cannot make any representation as to the accuracy or completeness of such information. Opinions, estimates and projections in this presentation constitute the current judgment of The CIRM and are subject to change without notice. Any projections, forecasts and estimates contained in this presentation are necessarily speculative in nature and are based upon certain assumptions. It can be expected that some or all of such assumptions will not materialize or will vary significantly from actual results. Accordingly, any projections are only estimates and actual results will differ and may vary substantially from the projections or estimates shown. This presentation is not intended as a recommendation to purchase or sell any investment product or engage in any particular transaction. The CIRM has no obligation to update, modify or amend this presentation or to otherwise notify a reader thereof in the event that any matter stated herein, or any opinion, project on, forecast or estimate set forth herein, changes or subsequently becomes inaccurate.

The description herein of the approach of The CIRM and the targeted characteristics of its strategies and transactions is based on current expectations and should not be considered definitive or a guarantee that the approaches, strategies, and transactions will, in fact, possess these characteristics. These descriptions are based on information available as of the date of preparation of this document, and the description may change over time.

Any graphs, charts and other visual aids are provided for informational purposes only. None of these graphs, charts or visual aids can and of themselves be used to make investment decisions. No representation is made that these will assist any person in making investment decisions and no graph, chart or other visual aid can capture all factors and variables required in making such decisions.

The site includes paid statements by representative clients of The CIRM. While the strategies employed on behalf of these clients met their goals, there is no guarantee that any particular objective will be achieved. Past performance is not necessarily indicative of future performance or success.

Case studies described herein are for illustrative purposes only and may not fully address the specific business needs and goals of the recipient. Such case studies do not represent all transactions or strategies employed by or on behalf of other clients of The CIRM. There is no guarantee that a particular transaction or strategy employed on behalf of one client will have the same or similar results for others. Inclusion of such scenarios is not intended as a recommendation to engage in any particular transaction and results of these scenarios is not necessarily indicative of actual results nor the specific recommendations that The CIRM may produce for a given client.